Perhaps more than any other physician, surgeons should only purchase a disability insurance policy if it includes the true own-occupation definition of total disability. Only this definition of disability will provide a surgeon with benefits for total disability, even if he/she is able and decides to work in a different occupation. Our firm specializes in working with physicians and can help you secure a comprehensive policy that adequately protects your family and quality of life. By representing multiple disability insurance companies, we can help you find the comprehensive coverage you need at an affordable price. Call 800-817-4522 or submit a quote request today.
Although the definition of disability should be a priority for surgeons, it is important that you also evaluate other policy provisions before determining which policy is best for you. Below is a list of key provisions that could help enhance a surgeon’s disability insurance policy:
As a Surgeon, there are many illnesses and injuries that could prevent you from doing your job, even while you are still in training. For this reason, many Surgeons obtain coverage during residency to take advantage of: