Cost of Living Adjustment Rider – COLA

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Own-Occupation Policies

The Cost of Living Adjustment rider provides an automatic increase in benefit, during a disability claim, used to keep up with adjustments in the cost of living. For someone who experiences a long-term disability claim, the COLA rider may be critical to their financial security. Below is a detailed review of important factors relating to the COLA rider.

Available Adjustment Options

The following are some of the options offered in today’s marketplace. Every carrier offers a different option, so be sure to review this with a Disability Specialist if you decide to add the COLA rider to your policy.

How Benefits Transition After A Disability

The Cost of Living Adjustment rider could provide a great benefit during a period of disability, but what happens after you recover and return to work? Review the details of this provision carefully, as each carrier will have its own structure:

Optional riders are available for an additional premium. Some policy benefits and features are not available to all occupations.

Compare Custom Quotes for Disability Insurance

You can start by calling us at 1-800-817-4522 or submitting a quote request. We’ll work closely with you to evaluate the options available and select the best disability insurance policy for your situation and budget.

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